The most significant change in the economic environment that changed the demand for financial products in recent years has been
a. the aging of the baby-boomer generation.
b. the dramatic increase in the volatility of interest rates.
c. the deregulation of financial institutions.
d. the dramatic increase in competition from foreign banks.

Explain whether each of the following events increases, decreases, or has no effect on the unemployment rate and the labor-force participation rate.a. after a long search, jon finds a job.b. tyrion, a full-time college student, graduates and is immediately employed.c. after an unsuccessful job search, arya gives up looking and retires.d. daenerys quits her job to become a stay-at-home mom.e. sansa has a birthday, becomes an adult, but has no interest in working.f. jaime has a birthday, becomes an adult, and starts looking for a job.g. cersei dies while enjoying retirement.h. jorah dies working long hours at the office.