Old doc white advised you to do your homework before applying for a consumer loan. which of the following is his main piece of advice on preparing to get a consumer loan?
a. build a monthly budget that includes the loan payment, but there's no need to include any of the associated costs (insurance, maintenance, etc.) in your budget because they are too hard to estimate.
b. take the shortest loan term (number of years) possible so that you are out of debt faster
c. check your credit history at least 3-6 months before applying for the loan.
d. apply for a loan at 3 separate banks to ensure that you will have enough money to make the purchase (the babe ruth rule).

Areal estate agent is considering changing her cell phone plan. there are three plans to choose from, all of which involve a monthly service charge of $20. plan a has a cost of $.42 a minute for daytime calls and $.17 a minute for evening calls. plan b has a charge of $.52 a minute for daytime calls and $.15 a minute for evening calls. plan c has a flat rate of $80 with 275 minutes of calls allowed per month and a charge of $.38 per minute beyond that, day or evening.a. determine the total charge under each plan for this case: 150 minutes of day calls and 70 minutes of evening calls in a month. (do not round intermediate calculations. round your answer to 2 decimal places. omit the "$" sign in your response.)c. if the agent will use the service for daytime calls, over what range of call minutes will each plan be optimal? (round each answer to the nearest whole number.include the indifference point itself in each answer.)d. suppose that the agent expects both daytime and evening calls. at what point (i.e., percentage of total call minutes used for daytime calls) would she be indifferent between plans a and b?

The face of a company is often that of the lowest paid employees who meet the customers. select one: true false

Bulldog holdings is a u.s.-based consumer electronics company. it owns smaller firms in japan and taiwan where most of its cell phone technology is developed and manufactured before being released worldwide. which of the following alternatives to integration does this best illustrate? a. venture capitalism b. franchising c. joint venture d. parent-subsidiary relationship