Becca has $500 to open a checking account. she wants an account with the lowest fees. she writes about 12 checks per month and her employer has direct deposit. she plans to only use her bank’s atm four times a month. which checking account would be best for becca

Low balance checking account

Explanation:

Since Becca has a small amount of money, only $500, and only uses the ATM around 4 times per month, her best option is a low balance checking account. This type of checking account works very well for people that can only keep a small balance. Many banks don't charge fees for this type of account as long as you write only a limited number of checks, your bank statement is sent to you online, and you use only  their ATMs.

The other types of checking accounts usually require much higher balances, and of the minimum balance is not met, then they will charge you a monthly fee.

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