"what are the 2012 estimated annual earnings for someone with a doctorate specializing in industrial organizational psychology"

Over $110,000

Explanation:

According to the Society for Industrial and Organizational Psychology, I/O psychologists who began their careers with doctoral degrees reported an average starting salary of $81,815.

In 2012, Male I/O psychologists with a doctorate reported an average salary of $141,549 per year and female industrial-organizational psychologists with a doctoral degree earned an average of $117,936 per year

In the same year, that is 2012 I/O psychologists who held a doctoral degree earned an average of $95,743 per year with two to four years of experience, according to the Society for Industrial and Organizational Psychology.

e would be the answer