1. a standard work week is 40 hours. employers must pay the agreed-upon hourly rate of pay for these hours. here, 40 hours x $8/hr. = 320.00

2. employers usually pay one-and-a-half time the standard hourly rate for any hours over 40 that are worked. half of $8 is $4 so the overtime rate is $8+4$=$12. keisha's overtime pay is 4 hours x $12/hr. = 48.00

3. gross pay is total earnings (standard and overtime) before taxes and deductions. gross pay in the case is $320.00 + $48.00 = $368.00

4. 401(k) is a retirement account contribution that is tax-free until your retire. for the year 2003, individuals 50 years or older can contribute up to a maximum of 13,000 to this fund annually. individuals under the age for 50 can contribute up to 12,000

5. fica stands for federal insurance contribution act. this is the money that is deducted and put into your social security fund. your social security fund holds a percentage of your earnings averaged over most of your working lifetime. social security was never intended to be your only source of income when you retire or become disabled, or your family's only income if you die. it is intended to supplement other income you have from pension plans, saving investments, etc. currently, each one of your paychecks will be reduced by 7.65% specifically for your fica contribution. your employer is required by law to match this same amounr and pay it to social security

The beach dude (bd) employs a legion of current and former surfers as salespeople who push its surfing-oriented products to various customers (usually retail outlets). this case describes bd's sales and collection process. each bd salesperson works with a specific group of customers throughout the year. in fact, they often surf with their customers to try out the latest surf gear. the bd salespeople act laid-back, but they work hard for their sales. each sale often involves hours of surfing with their customers while the customers sample all the latest surf wear. because bd makes the best surfing products, the customers look forward to the visits from the bd salespeople. and they often buy a lot of gear. each sale is identified by a unique invoice number and usually involves many different products. customers pay for each sale in full within 30 days, but they can combine payments for multiple sales. bd manages its clothing inventory by item (e.g., xl bd surfer logo t-shirts), identified by product number, but it also classifies the items by clothing line (the lines are differentiated by price points as well as the intended use of the clothing, e.g., surfing products, casual wear, . draw a uml class diagram that describes the beach dudes sales and collection process.b. using microsoft access, implement a relational database from your uml class diagram. identify at least three fields per table.c. describe how you would use the relational database to determine the beach dude’s accounts receivable.

Kelso electric is debating between a leveraged and an unleveraged capital structure. the all equity capital structure would consist of 40,000 shares of stock. the debt and equity option would consist of 25,000 shares of stock plus $280,000 of debt with an interest rate of 7 percent. what is the break-even level of earnings before interest and taxes between these two options?

1. what is the amount of interest earned after two years on a $100 deposit paying 4 percent simple interest annually? $8.00 $4.08 $8.16 $4.00 2. what is the amount of compound interest earned after three years on a $100 deposit paying 8 percent interest annually? $24.00 $8.00 $16.64 $25.97 3. a business just took out a loan for $100,000 at 10% interest. if the business pays the loan off in three months, how much did the business pay in interest? $2,500.00 $10.00 $250.00 $10,000.00 4. what is the annual percentage yield (apy) for a deposit paying 5 percent interest with monthly compounding? 5.00% 5.12% 79.59% 0.42%