You are required to write a 15-page (minimum), double-spaced review of literature (rol) on an instructor-approved topic related to the course. the rol is an academic paper following apa writing and citation guidelines. the paper includes a critical analysis of the relationship among different works (articles). you must use at least 10 scholarly, peer-reviewed journal articles to build your rol.

Retirement investment advisors, inc., has just offered you an annual interest rate of 4.4 percent until you retire in 40 years. you believe that interest rates will increase over the next year and you would be offered 5 percent per year one year from today. if you plan to deposit $13,000 into the account either this year or next year, how much more will you have when you retire if you wait one year to make your deposit?