You are considering an investment in a mutual fund with a 6% load and expense ratio of 0.75%. you can invest instead in a bank cd paying 1% interest.
a. if you plan to invest for 2 years, what annual rate of return must the fund portfolio earn for you to be better off in the fund than in the cd? assume annual compounding of returns.
b. what annual rate of return must the fund portfolio earn if you plan to invest for 8 years to be better off in the fund than in the cd?
c. now suppose that instead of a front-end load the fund assesses a 12b-1 fee of .50% per year. what annual rate of return must the fund portfolio earn for you to be better off in the fund than in the cd?

Joe finally found a house for sale that he liked. which factor could increase the price of the house he likes? a. both he and the seller each have a real estate agent. b. a home inspector finds faulty wiring in the house. c. the house has been for sale for almost a year. d. several buyers all want that same house.

What are the general categories of capital budget scenarios? describe the overall decision-making context for each.

An employer who is considering hiring eva has asked donna, eva’s former supervisor, for a report on eva. in truth, eva’s work for donna has been only average. however, eva is donna’s friend, and donna knows that eva probably will not get the job if she says anything negative about eva, and donna knows that eva desperately needs the job. further, donna knows that if the situation were reversed, she would not want eva to mention her deficiencies. nevertheless, it has been donna’s policy to reveal the deficiencies of employees when she has been asked for references by employers, and she knows that some of eva’s faults may be bothersome to this particular employer. finally, this employer has leveled with donna in the past when donna has asked for a report on people who have worked for him. should donna reveal deficiencies in eva’s past performance? (remember to use one of the three moral theories acceptable for this test to solve this dilemma. any discussion of any personal opinion, religious perspective, or theory other than the moral theories acceptable for this test will result in a score of "0" for this question.)