Sunita is the owner of an electronic repair shop. she creates the marketing strategy for her shop, pays all the required taxes, and is also the only person who enjoys the profits generated by the shop. sunita's business ownership in this scenario can be regarded as a

sole proprietorship

Explanation:

Based on the information provided within the question it seems that Sunita's business ownership in this scenario can be regarded as a sole proprietorship. This term refers to a business that is owned by a single individual who is personally responsible for the business as well as the debts that the business has incurred. Which seems to be the scenario as Sunita is the only owner and pays all the taxes and debts of the business.

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.