Which type of real estate loan would be best for a borrower who plans to hold a property for approximately six years, understands the benefits of leverage, and prefers predictable payments? the borrower has a good credit score, $40,000 available for a down payment, and is interested in a $275,000 property. the borrower’s dti will allow qualification for conventional or fha financing. 90% conventional, 30-year fixed rate at 5.25%, 1 point 80% conventional, 15-year at 4.75%, no points 90% 7/23 interest-only fixed-rate loan at 5.25%, no points 90% conventional, bi-weekly payment 30-year fixed rate at 5% 80% 7/1 arm at 5.0%, no points