Complete the sentences.
the ratio of reserves to deposits that a bank plans to hold is its
if a bank has $10 million in actual reserves and $8 million in desired reserves, then it has

a. planned deposit ratio; a shortage of currency
b. planned reserve ratio; a currency drain
c. desired reserve ratio; unplanned reserves
d. desired deposit ratio; a shortage of deposits

C. Desired reserve ratio; unplanned reserves

Explanation:

The ratio of reserves to deposits is usually a bank's desired reserve ratio. This is the amount the banks hold where as all the money over the reserves is usually lent or invested.

If a bank has more money than the desired reserves, these are called excess reserves or unplanned reserves. The banks have the option to invest them or use them to create credit and increase money supply.

Hope that helps.

answer; ///i believe the answer is (d) procedures to control the quailty of your product;

answer; management is about coping complexity and leadership is about coping with change; i believe this is correct; ///good luck                                          

(b) management: leadership