Which mode of transportation typically has the highest value-to-weight ratio? (food for thought as you answer this question: think of taking the value of the items typically shipped by a given mode and then dividing that value by the weight of the item. for example, compare the value-to-weight ratio of coal shipped on the water versus the value-to-weight ratio of an electronics item purchased online and shipped via truck or road. which of these two has the higher value-to-weight ratio? a. road b. multimodalc. waterd. pipelinee. railf. air

Variable rate cd’s = $90 treasury bills = $150 discount loans = $20 treasury notes = $100 fixed rate cds = $160 money market deposit accts. = $140 savings deposits = $90 fed funds borrowing = $40 variable rate mortgage loans $140 demand deposits = $40 primary reserves = $50 fixed rate loans = $210 fed funds lending = $50 equity capital = $120 a. develop a balance sheet from the above data. be sure to divide your balance sheet into rate-sensitive assets and liabilities as we did in class and in the examples. b. perform a standard gap analysis and a duration analysis using the above data if you have a 1.15% decrease in interest rates and an average duration of assets of 5.4 years and an average duration of liabilities of 3.8 years. c. indicate if this bank will remain solvent after the valuation changes. if so, indicate the new level of equity capital after the valuation changes. if not, indicate the amount of the shortage in equity capital.