An insured became disabled in february of 2014. she had bought a disability income policy in october of 2012. her disability was due to a condition that existed prior to october 2012 but was not excluded from her policy. the insurer will:

Pay her claims in full

Explanation:

A disability occurs when a person can't perform the tasks he or she once perform, resulting from either an injury or sickness.

Since it was not excluded from her disability insurance policy agreement she deserves to be awarded any claims made.

Remember often times after an insurance policy is bought the insured pays premiums periodically.

As long as the premiums are paid and other terms of the insurance agreement are kept, the contract stands.

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