Expectations of studying macroeconomics?

Explanation:

Macroeconomics by definition is the study of general factors like inflation, national productivity and interest rates that affect a certain economy as a whole. Expectations of studying macroeconomics therefore is to make people understand how factors like consumption, investments and savings and government spending affect the gross domestic product (GDP). The government, through the Fed, would also be expected to make concrete and optimal economic policies.

answera public company has access to more capital;

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.