How would a decrease in the interest rate effect the present value of a lump sum, single amount problem (all other variables remain the same)?

A decrease in the interest rate would increase the present value of a lump sum.

Explanation:

Higher interest rate represents higher expected rate of return. Higher interest rate would lead to a greater future value if a sum of money is invested. Conversely the present value will be lower at high interest rate since the discounting rate would be higher.

Similarly, if the interest rates fall, the future value of an invested amount will fall. But present value of a lump sum would rise with fall in the interest rates since the discounting rate would be less.

Future Value  =

Present Value =

Hence, a decrease in the interest rate would increase the present value of a lump sum with others variables remaining the same.

balanced lifestyle would be the type of lifestyle that fulfill all aspects of our life, including financial security, personal achievements, emotional balance, and intimate relationships with other people.

for me personally, the job that i would choose to achieve a balanced lifestyle is opening an online store.

online store can be managed from the comfort of our phone. if we are the owner of the store, we can determine our own working hours. we can arrange our working hours so we have time to do things such as taking care of children, cultivating romantic relationship, or do our hobby.