Which of the following is not a safeguard to mitigate threats to compliance with the rules for cpas in business or reduce them to an acceptable level?
a) tone at the top
b) whistleblower hot line
c) independent external audit
d) independent audit committee

Which law would encourage more people to become homeowners but not encourage risky loans that could end in foreclosure? options: offering first time homebuyers tax-free accounts to save for down payments requiring all mortgages to be more affordable, interest-only loans outlawing home inspections and appraisals by mortgage companies limiting rent increases to less than 2% a year