Insurance is a financial service that allows a:
a. consumer to transfer all risk to a company.
b. company to control finances for a consumer.
c. consumer to share liability with a company.
d. company to maximize risk for a consumer.

Consumer share risk with company.

Explanation:

Insurance involves the sharing of risk between a client and his insurer. In insurance the insurer takes a large portion of the risk while the client covers the rest of risk payment.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.