John, 25, just started contributing to his employer's 401(k) plan and started an ira account. he is choosing to invest only in bonds and secure investments instead of high-risk stocks. is john pursuing a wise investment strategy?

John is mistaken since the best possible long term investment for a young individual is stocks. Stocks provide the highest potential returns. But they must be considered a long term investment. The price of stocks show an upward  slope, but their price varies every single day. The stocks themselves might lose some value during relatively long periods of time (e.g. months or even a couple of years), but on the long run there is no other investment that yields similar returns.

John has at least 40 years before retiring, and that is a long time, and the potential earnings of stocks is huge. Even if the stock market plummets right before John decides to retire, his stock portfolio will probably have increased so much that a major loss will not make a big difference. And the stock market always rebounds, so his earnings will increase again.

On the other hand, bonds tend to pay very little interest and John will need to contribute a lot of money if he plans to retire with a plan that only include bonds.

match the scenarios with terms related to financial aid.

pell grant

student loan

merit-based scholarship

richard is one of the leading college basketball players in the state of florida. he also maintains a good academic record. looking at his talent and potential, furman university offers to bear the expenses for his college education.

arrowright

anita wants to pursue a certificate program in sports nutrition. to pay for the course, she borrows money by filing the fafsa.

arrowright

nathan comes from a low-income household. he wants to pursue an undergraduate degree in marketing. he receives financial aid covering 50 percent of his college expenses. nathan does not have to pay back this amount.

arrowright

answer: b. false

the staff is a set of five horizontal lines and four spaces which represent a different musical pitch. the lines and the spaces are numbered from bottom to top, the bottom line is the first line and the fifth line is the line on the top. the notes on the top of the staff (fifth line) have a higher pitch than a note at the bottom of the staff.