One of your clients is a sophisticated 40 year old investor and has recently changed jobs. The client is considering rolling over his $100,000 401(k) plan with his former employer to an IRA. He invests conservatively in his personal brokerage account which is now worth $150,000. but he wants to speculate in his IRA account investments because he feels that he can take risks since he won't need the money until retirement. What is the best advice a BOM should give a RR about this customer? A. The customer can make any investment decision that he want too. B. Speculating in an IRA requires that the position must be hedged to reduce risk. C. Assets in an IRA should be taken into consideration with an overview of the custmer's total investment portfolio and risk profile.