In 2012 a cell phone company in kenya let people save or transfer money on their cell phones which of the following statements best describes the effect of the service for kenyans?
A. it primarily benefits wealthy kenyans who can easily got to a bank to deposit a check
B. it provides a service for the many kenyans who do not have bank accounts
C. it fails to help rural kenyans because few rural areas have cell phone infrastructure
D. It increases the rate of crime in urban neighborhoods because cell phones are stolen