Melissa is a high school student who has a cell phone in her own name. She is not very careful with her bills and often pays them late, sometimes missing a payment entirely. If she tries to get a low rate car loan when she is in college, what will the effect be of her high school credit record?

Ithink it is a i’m not for sure

The advantage of administering personality tests on employees is that it will allow the employer to know the mindset and personality of the employee. this will allow the employer to at least have an idea as to how the employee works and how his attitude in the workplace. the disadvantage is that it may make the employee a little anxious as to whether he would meet the personality requirements of the employer and whether he would be able to retain the job or not.