Is having a bad social media presence mean that that’s a strategic issue for an organisation ?

Yes, an organization that your working for anyway, because even in your personal life you represent that organization, especially if that be a modeling company or clothing store because everywhere you are inside and outside of that company you represent that, employers don't want their employee having a bad social media presence because it effects them as well as yourself.

Explanation:

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.