Use your newly found knowledge to explain credit card disclosure statements to someone who has never received one. Write a one to two paragraph explanation that teaches how to read a credit card disclosure statement. Include a minimum of four of the terms from lesson 4.08 in your explanation

Credit card disclosure statements include almost everything you need to know about credit cards. The statements include the APR rates, Annual Fee, Late Fees, and Introductory Rates. Annual Percentage Rates are one of the most important things to do with credit cards. They are the costs of the loan each year expressed as a percentage. Loans are used for pretty much everything nowadays. Most people only use them for things like buying cars or buying a house. Lenders for loans often check your credit score, years of employment and other things. Having credit card debt affects your ability to get loans. That is why it’s important to pay off credit cards on time rather then late. Disclosure statements help everyone figure out the information on their credit card and their payments.

the answer is b. the events might happen and are based on crimes.

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