The Grameen Bank pioneered the idea of microfinance and microlending in the early 1980s. Many microlending operations today use cell phones as a method for both requesting and issuing a loan. Cell-phone use is prolific, with India, Brazil, Nigeria, and Pakistan among the top-ten highest-percentage users of cell phones by country in the world. Countries where cell phones are used to manage microloans would be considered .
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The Grameen Bank pioneered the idea of microfinance and microlending in the early 1980s. Many microl...
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