You take out a $7,800 car loan that calls for 48 monthly payments starting after 1 month at an APR of 6%. a. What is your monthly payment? (Do not round intermediate calculations. Round your answer to 2 decimal places.)

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consumer credit. an advantage is that it allows consumers to afford expensive goods and services now, increasing their standard of living. however, a disadvantage is that it creates a trap for debt, if people do not have self control, they may see themselves filing personal bankruptcy.