When creating a budget, it is important to Multiple Choice Save the amount you have left at the end of the month. Set aside savings after your variable expenses are paid. Save an amount no more than 3% of your annual income in an emergency fund. Spend the amount of money you have budgeted in each category. "Pay yourself first" by setting aside savings before other expenses are budgeted.

i would say iii (3) because in order to compare a price you have to use as a reference other near stores because it's its

hope i explained myself

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credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.