Melanie assesses risks, both financial and physical. She has a graduate degree. She is:

an actuary

Explanation:

Melanie is an employee who has the responsibility of managing risks and uncertainty. Actuaries evaluate the risk of the financial and physical properties. Based on the risk assessment they evaluate the price of the insurance policy and the premium that is to be paid by the customers.

They also help in periodic reporting of the client's financial state. Actuaries hold a degree in actuarial science. They use their analytical skills to prevent the parties from potential losses.

answer; marketing resource management;