Identify the characteristics of a retirement plan. Select all that apply. Determine age of retirement. Determine when to change goals. Determine a retirement income plan. Determine activities based on wants. Determine when to keep a new schedule.

The correct answers are letters "A" and "C": Determine age of retirement; Determine a retirement income plan.

Explanation:

Retirement plans are the different plans in which people pool money while they are part of the workforce and that is distributed after they retire. The official age for retirement in the U.S. is 66 years and two months as of 2020.  

The most common retirement plans are the 401(k), Roth IRA, Roth 401(k), Simple IRA, and SEP IRA. Some of them increase based on direct cuts from employees' paychecks while others allow direct deposits from workers. Some retirement plans allow individuals to use the money being pooled for investment in different instruments such as mutual funds, bonds or stocks.

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