An individual who wants others to pay for public goods, but plans to use those goods for their own purposes, is often referred to as a . Group of answer choices tax evader excludable free rider nonexcludable

free rider

Explanation:

Free Rider is someone who would not choose to pay for a certain good or service, but who would get the benefits of it anyway if it were provided as a public good.

FREE RIDER

Explanation: A free rider is defined as an individual who obtains benefit from a public good without paying for it directly. If too many eople acts as free riders, public goods may never be provided because there will be no one to pay for them directly. Examples of goods involved here are, National defense, Lighthouses, Street lighting etc.

(a) when insurance is obtained through a reciprocal insurer, the insureds are sharing the risk of loss with other subscribers of that reciprocal.

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