A nonprofit primarily serves women who have been incarcerated for nonviolent offenses. It helps them find safe housing, reconnect with their families in a positive way, and look for jobs. Now the executive director has announced that the organization will begin partnering with women’s shelters to offer similar services to victims of domestic violence. Employees are unsure whether they will be asked to work with the new target population, and therefore have to learn new skills, or whether a number of new staff will be hired, who will probably have different ideas about how to do things.

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan