A printing company has both business customers and individual customers. Business customers usually require a higher volume of printed materials on a more frequent basis than individual customers do. With the discrepancy of print volume between the two groups, which type of competitive bid process would you expect the printing company to offer to its two types of customers?

After graduation, you plan to work for dynamo corporation for 12 years and then start your own business. you expect to save and deposit $7,500 a year for the first 6 years (t = 1 through t = 6) and $15,000 annually for the following 6 years (t = 7 through t = 12). the first deposit will be made a year from today. in addition, your grandfather just gave you a $32,500 graduation gift which you will deposit immediately (t = 0). if the account earns 9% compounded annually, how much will you have when you start your business 12 years from now?