All of the following describe the classical model of decision making except: a. The decision maker aims to accomplish organizational goals. b. The decision maker uses logic to assign values, prioritize, and evaluate alternatives. c. The decision maker strives for conditions of certainty. d. The decision maker focuses on multiple decisions being made throughout an organization.

In 2015, lori assigned a paid-up whole life insurance policy to an irrevocable life insurance trust (ilit) for the benefit of her three children. the ilit contained a crummey provision for the benefit of each child. at the time of the transfer, the whole life insurance policy was valued at $200,000, and since lori had not made any other taxable gifts during her lifetime, she did not owe any gift tax. lori died in 2016, and the face value of the whole life insurance policy of $2,000,000 was paid to the ilit. regarding this transfer, how much is included in lori’s gross estate at her death?