No business can have its marketing function fail to take government regulations into account. For every strategic decision that the business takes, it must consider how the decision will affect and be affected by these constraints. There are multiple U. S. government agencies charged with enforcing business regulations. Which agencies’ potential enforcement actions is correctly defined?

Having a long credit that will be corrected is better that a short credit that is clear is simply because with long credit history, a prospective lender can see how you have operated your credit facility over a considerable period. nobody's credit history is perfect - everyone has at least 1 or 2 lapses on their record. have short history of your credit doesn't show patterns or trends of persistent late payments.