Ravi receives a credit card offer in the mail. The offer contains a low introductory rate. Although all of these are important factors, which of these should he investigate FIRST before accepting the offer? A) the cash advance and ATM features B) the APR after the introductory period expires C) the type of card, such as secured, regular or premium Eliminate D) availability of special programs, such as frequent flier miles

B) the APR after the introductory period expires

Explanation:

An introductory period is the fixed amount of time — usually six to 18 months — that a credit card issuer doesn't charge interest. ... But once the honeymoon ends, the remaining balance on your card will be hit with the regular annual percentage rate (APR).

An introductory APR is a promotional interest rate that credit card companies often give new customers for a set number of months after they open an account. Some credit cards offer introductory APRs on purchases, balance transfers, or both. The rate is lower than the regular APR, often as low as 0%.

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