Recently completed a personal budget workshop and determined he has around 1200 discretionary income each month what is the best plan for Connors discretionary income?
A. Connor should review his budget increase his expenses to decrease his discretionary income
B. Connor should invest all his discretionary income
C. I should use the discretionary income to purchase nonessential items
D. Connor should save his discretionary income with a goal of 4 to 6 months of income in savings

Peppy knows a lot about marketing, but not much about the legal or financial aspects of starting a new business. he wants to consult with a lawyer and accountant, but his budget is tight with all of the expenses involved in getting peppy's pizzazzeria up and running. peppy should: trust his basic instincts and try to put it together without the advice of lawyers and accountants. delay talking with a lawyer and accountant until the business has established a positive cash flow for at least one year. immediately hire full-time lawyers and accountants for his staff. consult with a lawyer and accountant even though the budget is tight.