Illip bought a $410,000 home. He took out a 30 year mortgage for $328,000 at 5.7% interest and has been making monthly payments of $1,903.71 for 18 years. He has paid off $129,778.65 of his principal. Interest rates have dropped and Phillip is considering re-financing. He could take out a new 30 year mortgage at 2.7% interest with monthly payments of $803.98. Phillip would like to pay the least possible total interest over the remainder of his mortgage. Compute the total remaining interest for his current mortgage and the total interest for the new mortgage he is considering. In light of his goal, should he refinance?

answer; (d) i believe that the correct answer is ; /// a new invention lowers the cost of production;

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answer; /// multipotentialite means a person who have many different interests and creative pursuits in life; (one true calling);

polymath; means a person   of wide-ranging knowledge or learning;

scanner; means; a device that captures images from photographic prints,posters,magazine pages.ect;

answer; ///(d); determining who competes most closely   with whom evaluating whether industry driving forces and competitive pressure favor some strategic groups and hurt others, and ascertaining whether the profit potential of different strategic groups varies due to the strengths and weaknesses in each groups respective market positions;