If your total monthly costs are bigger than your total monthly income you have a problem! Explain why? What should you do?

Answer with its Explanation:

Because for meeting my expenses, I would require additional funds and this additional funds would come by borrowing money. Now again, the bank or the lender will not lend money because I can not pay them the interest as I have no savings. So lenders only lend money to those who are able to manage their expenses and due to this capability have savings.

So the best thing would be to reduce the costs below the monthly income and increase the savings so that I am not asking bank or the lender for giving me a loan.

answer; ///decision making under risk;