Problem 01: Assume monetary benefits of an XYZ company of $50,000 the first year and increasing benefits of $15,000 a year for the next five years (year 1 = $65,000, year 2 = $80,000, year 3 = $95,000, year 4 = $110,000, year 5 = $125,000). One-time development costs were $35,000 and recurring costs were $20,000 over the duration of the system’s life. The discount rate for the company was 13 percent. Using a six-year time horizon, calculate the net present value of these costs and benefits. Also calculate the overall return on investment and then present a break-even analysis. At what point does breakeven occur?