Question I - Debbie Debtor borrowed $1,000.00 from First Big Bank. Debbie Debtor agreed to repay the $1,000.00 over eight months plus interest. Debbie Debtor loses her job and stops making payments to First Big Bank after two months. What is the source of law that governs the subsequent remedies that may be available to First Big Bank? Question II - Eddie Embezzler has worked for Betty Boss for many years as an accountant. During his employment, Eddie has taken thousands of dollars from Betty’s business. As a result, Betty has suffered. Did Eddie violate a criminal law, a civil law, or both? Explain.

(1). Check Explanation.

(2). Under both laws.

Explanation:

(1). Many times, things do not go as one wishes as this is the case of Debbie Debtor in the question above. Debbie Debtor is unable to repay her debt and no matter what the First Big Bank must collect their money back. The ways in which First Big Bank will collect their money back is governed by the Fair Debt Collection Practices Act (FDCPA).

The money can be collected ( if the loan is secured) from the the guarantors or if the bank has taken a mortgage on the loan, the property can be collected by the bank.

(II). Eddie violated both the criminal law and the civil law because embezzlement( a statutory offence) is different from theft(so, we can't really say that it is a criminal case or it violates the criminal law).

Embezzlement is about converting another's person properties into your own. The judgement depends on the kind of property or the situation in which the fund or the properties are embezzled.

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