Collecting additional information, reading news articles, engaging in comparative shopping, or consulting an expert are ways of: a) Decreasing the uncertainty component of risk b) Increasing intelligence c) Increasing opportunity d) Increasing risk aversion e) Decreasing the affective component of attitudes

After the 2008 recession, the amount of reserves in the us banking system increased. because of federal reserve actions, required reserves increased from $44 billion to $60 billion. however, banks started holding more reserves than required. by january 2009, banks were holding $900 billion in excess reserves. the federal reserve started paying interest on the excess reserves that the banks held. what possible impact will these unused reserves have on the economy?