The two major income-earning assets of commercial banks are:. a. checkable deposits and bank reserves.
b. loans and securities.
c. checkable deposits and securities.
d. reserves and loans

b. loans and securities.

Explanation:

Remember, a bank is also a corporate business, and so are interested in earning income (profits). When banks give out loans (borrow money) to clients they collect interests on those loans, and remember a loan can be considered an asset because the recipients sign a contract to repay the funds they received. Thus it makes up one of the major income-earning assets of commercial banks.

Securities on the other hand are stocks, bonds, mutual funds investments that a bank could own, and then sell at a profit.

answer; communities of interest; i believe this is correct, plz check first good luck;