Through the successful study of personal finance, an individual will be better prepared for potential problems.
able to learn how to spend available assets.
faced with long-term challenges.
more likely to avoid high opportunity costs.

Zara, a global retail and apparel manufacturer based in spain that has successfully implemented this idea by having a continuous flow of new products that are typically limited in supply. zara has created a system that draws its clientèle into its stores, on average, 17 times per year as compared to 4 times per year for most stores. how is zara using it to gain competitive advantage? what specific technologies are used by zara to maintain this advantage over its competition?