Doug Bradford owned a restaurant and an adjoining parking lot. The city of Medford has been working on a project to prevent flooding in the area of Doug’s restaurant. The city wants to use a portion of Doug’s parking lot as part of its water diversion project. Doug says that he would rather cope with the flooding than lose the 10 parking spaces the city’s diversion project would use. What is correct?

(a) when insurance is obtained through a reciprocal insurer, the insureds are sharing the risk of loss with other subscribers of that reciprocal.

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answer; monopolistic competition;