Select the correct answer from each drop-down menu. and
Discretionary expenses are
discretionary expense.
be reduced to help save money. For example, a
is a

answer; schedule c;

answerstop plates; security tracking of office property

answerobservation;

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.