FirstBank has the following balance sheet (in millions of dollars). Required stable funding Available stable funding Assets Factor Liabilities and Equity Factor Cash $12 0% Stable retail deposits $55 95% Deposits at the Fed 19 0% Less stable retail deposits 20 90% Treasury securities 125 5% Unsecured wholesale funding from: 0% GNMA securities 94 15% Stable small business deposits 80 95% Loans to A rated corporations (maturity > 1 year) 138 65% Less stable small business deposits 49 90% Loans to B rated corporations 106 50% Nonfinancial corporates 250 50% Premises 20 100% Equity 60 100% $514 $514 Calculate the NSFR for FirstBank.

Financial information that is capable of making a difference in a decision is

Your team has identified the risks on the project and determined their risk score. the team is in the midst of determining what strategies to put in place should the risks occur. after some discussion, the team members have determined that the risk of losing their network administrator is a risk they'll just deal with if and when it occurs. although they think it's a possibility and the impact would be significant, they've decided to simply deal with it after the fact. which of the following is true regarding this question? a. this is a positive response strategy.b. this is a negative response strategy.c. this is a response strategy for either positive or negative risk known as contingency planning.d. this is a response strategy for either positive or negative risks known as passive acceptance.

Oerstman, inc. uses a standard costing system and develops its overhead rates from the current annual budget.the budget is based on an expected annual output of 120,000 units requiring 480,000 direct labor hours.(practical capacity is 500,000 hours)annual budgeted overhead costs total $772,800, of which $556,800 is fixed overhead.a total of 119,300 units, using 478,000 direct labor hours, were produced during the year.actual variable overhead costs for the year were $260,400 and actual fixed overhead costs were $555,450.required: 1. compute the fixed overhead spending variance and indicate if favorable or unfavorable.2. compute the fixed overhead volume variance and indicate if favorable or unfavorable.