What term describes the amount you must pay in order to be considered “up-to-date” with your credit card payments?

Minimum payment

Explanation:

Credit card companies often imposed some sort of additional charge/fees as punishments for the credit card users who can't pay the amount that they agreed to when making the transaction.

Minimum payment represent the smallest amount that they need to pay in order to avoid such charge/fees. A credit card company could determine the minimum payment in fixed amount or based on the percentage of your credit card balance.

answer; enforce the rules;

answer; a set of mutual funds with similar risk characteristics to your mutual fund;