Why do you think that continuing to add employees, stops to be effective at a certain point ?

Because if more employees cost more to employ than how much they add to the profit of the company, then they aren’t being used efficiently.

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan

You would need: your bank deposit account type (checking/prepaid card or savings), your account number, your routing number, your check number