If you don't proactively choose a different repayment plan option, your Federal student loans will default to the Standard Plan, which has a term of
5%
10%
10 years
5 years

if the repayment plan option is not chosen, then,, the loans will default to the Standard Plan which has a term of  10 years.

Federal student loans refers to a financial aid given to students through different program so that they can gain access to higher education.

The default repayment plan option for the Federal student loans is the Standard Plan which has a term of 10 years.

Therefore, the Option C is correct because the repayment plan option of the Federal student loans will default to the Standard Plan if not change by the student and thus, repayment will be scheduled to be complete in 10 years.

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10 years.

Explanation:

Federal student loans can be defined as a form of financial aid given to college or university students with varying financial means, so as to enable them gain access to higher education.

In the United States of America, the U.S Department of Education is saddled with the responsibility of administering the federal student loans.

Basically, there are four (4) types of federal student loans and these include;

1. Direct unsubsidized loans.

2. Direct subsidized loans.

3. Direct consolidation loans.

4. Direct PLUS loans.

If you don't proactively choose a different repayment plan option, your Federal student loans will default to the Standard Plan, which has a term of 10 years. Thus, the standard repayment plan for a federal student loan is used to divide the amount owed by the student, so he or she can pay the amount in installment for a period of 10 years.