How are morals and ethics different? A. Ethics determine what you think about how others should behave,
B. Morals are ethics that govern behavior,
C. Ethics, not morals, play a role in decision-making,
D. Ethics are morals that govern behaving

Tom has brought $150,000 from his pension to a new job where his employer will match 401(k) contributions dollar for dollar. each year he contributes $3,000. after seven years, how much money would tom have in his 401(k)?

In a fixed-term, level-payment reverse mortgage, sometimes called a reverse annuity mortgage, or ram, a lender agrees to pay the homeowner a monthly payment, or annuity, and expects to be repaid from the homeowner’s equity when he or she sells the home or obtains other financing to pay off the ram. consider a household that owns a $150,000 home free and clear of mortgage debt. the ram lender agrees to a $100,000 ram for 10 years at 6 percent. assume payments are made annually, at the beginning of each year to the homeowner. calculate the annual payment on the ram.

An emerging methodology to integrate the effort of the development team and the operations team to improve the functionality and security of applications is known as