Compile a list of factors that contributed to the developement of the early Industrial revolution in the united states.

Probably the railroad was the single most important factor that contributed to the American industrial revolution.

The railroad was essential for relocating immigrants, accessing mines in the west and expanding the country in general.

Other important factors include:

Early industrialization increased productivity, and American entrepreneurs realized that and wanted to copy that model. Several American inventions increased productivity.

That led to change from agricultural nation to industrial nation (at least in the northern states).

Businesses expanded and corporations were formed. That led to powerful monopolies.

The government itself did not intervene in the economy that much, it was worried about economic growth and the means were not something to care about.

As more immigrants arrived, markets starters to grow. Also, the government imposed high tariffs on imported goods which benefitted American producers.

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of the three mortgage options that demarco and tanya have to choose from, the balloon payment mortgage would be their best option, over adjustable payment and fixed payment plans.ultimately, the balloon payment plan would save demarco and tanya overall, in interest, would cost less monthly, and they would only have to make these payments for 8 years, opposing to 30 years for adjustable or fixed payment plans. 

overall, demarco and tanya would save $80,811 if they chose balloon payments over fixed payments, and would save $116,711 if they choose balloon payments over adjustable payments. benefits with choosing fixed payments over adjustable payments is that, in the end, the payments will still be $836.30 a month, while with adjustable payments, the initial monthly payments will be $763.38 to $1082.70 a month, ultimately leading to a more costly purchase. benefits with choosing fixed payments over balloon payments are not present. benefits in choosing adjustable payments over is that it has a lower interest rate, and starts with lower monthly payments initially. benefits in choosing adjustable payments over balloon payments include a lower interest rate, and lower initial monthly payments. benefits in choosing balloon payments over fixed payments include lower interest rates, lower overall price, lower monthly payments, takes less time to pay off, and does not require a downpayment. benefits in choosing balloon payments over adjustable payments include, lower monthly payments (when averaged), takes less time to pay off, and lower overall price.

hence, option c, balloon payments, is the best option for demarco and tanya to make this purchase, for it will save them a minimum of $80811, and a maximum of $116,711.