Lu Cho has health insurance that pays 90 percent of covered charges after a $1,000 deductible. There is a stop-loss provision of $10,000. So far this year, Lu has paid $7,900 in deductibles and copayments. Lu received a new statement for $4,000 in medical charges. How much will Lu have to pay? please I need it asap

In 2015, lori assigned a paid-up whole life insurance policy to an irrevocable life insurance trust (ilit) for the benefit of her three children. the ilit contained a crummey provision for the benefit of each child. at the time of the transfer, the whole life insurance policy was valued at $200,000, and since lori had not made any other taxable gifts during her lifetime, she did not owe any gift tax. lori died in 2016, and the face value of the whole life insurance policy of $2,000,000 was paid to the ilit. regarding this transfer, how much is included in lori’s gross estate at her death?